Weinig interesse in Blok-hypotheek

Leestijd: 3 minuten

Aegon gaat voorlopig de Blok-hypotheek niet aanbieden. De Blok-hypotheek is volgens Aegon te complex en te duur. De Blok-hypotheek is ontwikkeld door minister Blok op verzoek van de Tweede en Eerste Kamer. 

De Blok-hypotheek is onderdeel van het woonakkoord. Met de Blok-hypotheek kan naast de hypotheek een tweede hypotheek worden afgesloten.Hierdoor gaan de maandelijkse lasten omlaag. Meerdere banken hebben al aangegeven de Blok-hypotheek te complex is en de kosten te hoog.

Weinig animo voor Blok-hypotheek

Uit eerder onderzoek van Hypotheek24 onder hypotheekverstrekkers is al gebleken dat SNS, Moneyou, Delta Lloyd en Royal Bank of Scotland weinig interesse hebben in het product. Peter Ruys, directeur van Hypotheek24: ‘Je ziet dat zowel hypotheekverstrekkers als klanten niet op het product zitten te wachten. Dit is nou typisch een plan dat in de Haagse wandelgangen is bedacht, maar waar de markt niet op zit te wachten.’

De twee grootste Hypotheekverstrekkers, ING en de Rabobank, hebben al aangegeven de Blok-hypotheek niet aan te willen bieden.

Minister Blok vindt het geen probleem

Minister Blok heeft aangegeven dat hij het geen probleem vindt dat er zo weinig banken en verzekeraars van plan zijn om dit product te gaan gebruiken. Minister Blok: “Het gaat om maatwerk en het is nu verder aan de markt om te kijken in hoeverre er gebruik van wordt gemaakt.”

Op dit moment lijkt alleen ABN AMRO van plan te zijn om deze hypotheekvorm op de markt te brengen.

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