Vanaf vandaag is er naast NIBC ook NIBC Direct. De NIBC Direct is er voor consumenten die een spaarrekening of hypotheek willen. NIBC Direct biedt slechts één hypotheekvorm aan, dat is de annuïteitenhypotheek.
NIBC Direct annuïteitenhypotheek
Er zijn meerdere hypotheekvormen op de markt, maar NIBC Direct biedt alleen de annuïteitenhypotheek aan. Dit moet zekerheid en duidelijkheid creëren bij de klant. Bij een annuïteitenhypotheek betaalt u elke maand een deel rente en een deel aflossing, waarbij u aan het begin van de looptijd meer rente betaalt en aan het eind meer aflost. Een annuïteitenhypotheek is erop ingesteld dat u niet blijft zitten met een restschuld.
Wie is NIBC Direct?
De NIBC is een bank die 65 jaar geleden door de Nederlandse overheid is opgericht met als belangrijkste taak om ondernemers te ondersteunen. Daar is nu NIBC Direct bijgekomen voor consumenten. De uitgangspunten van NIBC Direct zijn transparantie, eenvoud, slim en focus. Voor hypotheekadvies kunt u terecht op Hypotheek24.nl.
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