Om als starter op de woningmarkt een hypotheek te krijgen lijkt af en toe onmogelijk. Vaak lukt het krijgen van een hypotheek wel, maar is het bedrag niet hoog genoeg om een droomhuis te kopen. Welke hypotheek is handig voor een starter?
Een hypotheek is afhankelijk van het inkomen, een starter begint net en verdient vaak niet ontzettend veel. Kan een starter dan wel een hypotheek krijgen? Ja, dat kan. Hypotheken worden verstrekt aan de hand van wat door een starter betaald kan worden. Verantwoord en verstandig lenen is hierbij belangrijk.
Bij het kopen van een huis wordt er onderscheid gemaakt tussen nieuwbouw en bestaande bouw. De hypotheek is dus anders als er een bestaande woning wordt gekocht of een nieuwbouw woning. Ook zijn er andere kostenposten waarmee rekening moet worden gehouden. zo is er sprake van overdrachtsbelasting bij het kopen van een bestaande woning.
Hypotheek24 is de eerste online hypotheekadviseur en zal medio april worden gelanceerd. Zij wil consumenten helpen hun hypotheek zelf online te regelen. Online hypotheekadvies voor starters op de woningmarkt.
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Een gedachte over “Als starter toch een hypotheek krijgen”
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Het is jammer dat de laatste jaren de regels zo erg aangescherpt worden zodat, zoals het artikel ook al aangeeft, de “normale” burger niet eens in de buurt van een woningaanschaf komt